All Moves Are Performed By Independent Contractors. Any & All Damage Claims Must Be Addressed With The Movers At the Time Of Move Before Movers Leave. No Exceptions!!
Due To Mover Being Removed From Schedule Once Deposit Is Made To Cover Confirmed Moves, All Deposits Are Non Refundable, No Exceptions!!
Does Best Damn Movers offer insurance for my belongings during the move?
A common assumption is that full coverage is included when a moving company lists itself as a licensed and insured carrier. However, the terms ‘licensed’ and ‘insured’ simply means that the company has the sufficient auto, general liability, and cargo coverage that the Department of Transportation requires.
The Federal Motor Carriers Safety Administration requires moving companies to extend a 60¢ per pound released value protection at no additional charge. It is important to know that this type of coverage is not full value replacement insurance. However, it is the most common coverage elected because no additional fees, descriptive inventory, or value needs to be assigned to the shipment.
This applies for a single item damage or loss, or for a catastrophic occurrence. The transportation industry uses this release to offset the huge amount of liability that the carrier faces while handling an entire household of goods.
Example: An average local move costs $500 to $600. The cost of a 4K television averages around $2,800. Without the released value protection, companies are liable for four to five times the amount of the total cost of the move with just that single piece.
Add the rest of the household and it quickly becomes too much liability for the carrier to assume especially compared to the net profit. With the released value protection, movers are able to balance the amount of liability to the job’s potential revenue.
However, the result is that the customer is left with considerable exposure. With the standard released value protection, a customer would be compensated based on the weight of the television. For example, a customer who owns a 4K television that weighs 100 pounds would only be compensated $60 once a cargo claim is filed.
IMPORTANT: BEST DAMN MOVERS STRONGLY RECOMMENDS THAT YOU PERSONALLY MOVE ITEMS OF SIGNIFICANT MONETARY OR PERSONAL WORTH AND THAT YOU EMPTY ALL DRESSER AND NIGHTSTAND DRAWERS OF THESE ITEMS BEFORE THE MOVE.
We like the many others in the moving industry recommended working with two 3rd party insurance carriers that can provide you with full coverage insurance for a single piece or your entire shipment. MovingInsurance.com AND www.bakerintl.com
Most importantly, do not wait until the last minute to purchase a full coverage insurance policy. All policies must go through underwriting and can take 1 to 2 business days to finalize.